Payment Policy
This page explains the payment methods we accept, how we keep your details secure, when you will be charged, and what to do if a payment is declined. The Services are powered by Shopify. Payments are processed securely via Shopify Payments and/or the supported wallets listed below.
Accepted Payment Methods
- Visa
- Mastercard
- American Express
- Apple Pay
- Google Pay
- Shop Pay
Availability of specific methods may vary based on your device, browser, and location at checkout.
Currency & Charges
- Currency: All prices are shown and charged in GBP (£)
- Authorisation: When you place an order, your bank may place a temporary authorisation hold. We capture the funds when your order is accepted for fulfilment.
- Exchange rates/fees: If your card/account operates in a different currency, your provider may apply their own exchange rate and fees.
Strong Customer Authentication (SCA)
To comply with UK/EEA banking rules, you may be asked to complete extra security checks (e.g., 3D Secure) during payment. Follow the on-screen prompts from your card issuer or wallet. If SCA is not completed, the payment may be declined.
Security of Your Payment Information
- Encrypted checkout: Our checkout uses SSL/TLS to encrypt data in transit.
- PCI DSS: Card details are processed by compliant providers (e.g., Shopify Payments). We do not store full card numbers or CVV codes on our systems.
- Fraud prevention: We use automated and manual checks. We may contact you to verify details before shipping.
Billing & Invoices
- Ensure your billing name, address and postcode match your card or wallet account.
- Update expired cards or billing details promptly to avoid delays.
- Your email confirmation will include a tax invoice/receipt once payment is captured.
Declined or Failed Payments
- Check the card number, expiry date, CVC, billing postcode, and available funds.
- Complete any SCA/3-D Secure prompts from your bank.
- Try another payment method or contact your bank to allow the transaction.
- If problems persist, contact us using the details below — we’re happy to help.
Refunds
- Approved refunds are issued to the original payment method only.
- For full details, see our Returns & Refunds Policy.
Unauthorised Transactions & Chargebacks
If you believe a transaction was made without your permission, contact your bank immediately and notify us. We may request relevant information to investigate and to help resolve the issue.
Contact Us
Business Name: FablemodaAddress: 16 The Blvd, London SW17 7BW, UK
Email: support@fablemoda.com
Phone: +44 20 4577 3943
Customer Service hours: Mon to Fri: 09:00 AM – 05:00 PM